/* =================================================================
 * BVF Capital — Theme Styles
 * Dark palette · Playfair Display + Inter · Gold accent (#C9A96E)
 * ================================================================= */

:root {
	--bg:           #0D0D0D;
	--bg-elev:     #141414;
	--card:        #1F1F1F;
	--border:      #2B2B2B;
	--border-soft: rgba(255,255,255,.08);
	--fg:          #F2EDE3;
	--muted:       #9A9A9A;
	--primary:     #C9A96E;
	--primary-2:   #B89556;
	--primary-fg:  #0D0D0D;
	--serif:       "Playfair Display", Georgia, serif;
	--sans:        "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
	--container:   1240px;
	--radius:      0;
	--gutter:      24px;
}

*,*::before,*::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
	margin: 0;
	background: var(--bg);
	color: var(--fg);
	font-family: var(--sans);
	font-weight: 300;
	font-size: 16px;
	line-height: 1.6;
	-webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; transition: color .2s ease, border-color .2s ease; }

/* Layout helpers */
.container { width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 var(--gutter); }
.section { padding: 96px 0; }
.section--card { background: var(--bg-elev); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
.section-head { max-width: 800px; margin: 0 0 56px; }
.section-head--centered { margin-inline: auto; text-align: center; }
.section-foot { margin-top: 40px; text-align: center; }
.content-narrow { max-width: 760px; margin-inline: auto; }
.mt-4 { margin-top: 24px; } .mb-6 { margin-bottom: 32px; }

/* Typography */
.h1,.h2,.h3,.h4,.h5,.page-title,.hero-title {
	font-family: var(--serif); font-weight: 500; line-height: 1.15; letter-spacing: -0.005em;
	margin: 0 0 16px;
}
.h1, .page-title { font-size: clamp(2.4rem, 4.5vw, 3.6rem); }
.h2 { font-size: clamp(1.9rem, 3.2vw, 2.6rem); }
.h3 { font-size: 1.6rem; }
.h4 { font-size: 1.25rem; margin-bottom: 12px; }
.h5 { font-size: 1rem; font-weight: 600; font-family: var(--sans); }
.lead { font-size: 1.125rem; line-height: 1.7; font-weight: 300; }
.kicker {
	display: inline-block; color: var(--primary); font-size: .72rem;
	font-weight: 600; letter-spacing: .22em; text-transform: uppercase;
	margin-bottom: 16px;
}
.text-primary { color: var(--primary); }
.text-muted, .muted { color: var(--muted); }
p { margin: 0 0 1em; }

/* Buttons */
.btn {
	display: inline-flex; align-items: center; justify-content: center;
	padding: 14px 28px; font-size: .82rem; font-weight: 500;
	letter-spacing: .18em; text-transform: uppercase;
	border: 1px solid transparent; cursor: pointer; transition: all .25s ease;
	font-family: var(--sans);
}
.btn-primary { background: var(--primary); color: var(--primary-fg); }
.btn-primary:hover { background: var(--primary-2); }
.btn-outline { border-color: var(--fg); color: var(--fg); background: transparent; }
.btn-outline:hover { background: var(--fg); color: var(--bg); }
.btn-block { width: 100%; }
.btn-sm { padding: 10px 18px; font-size: .72rem; }

/* Skip link */
.skip-link { position: absolute; left: -9999px; top: 8px; background: var(--primary); color: var(--primary-fg); padding: 8px 16px; z-index: 1000; }
.skip-link:focus { left: 8px; }

/* ----- Header / Nav ----- */
.site-header {
	position: fixed; inset: 0 0 auto 0; z-index: 100;
	background: rgba(13,13,13,.85); backdrop-filter: blur(12px) saturate(140%);
	border-bottom: 1px solid var(--border-soft);
	transition: background .2s ease;
}
.site-header.is-scrolled { background: rgba(13,13,13,.95); }
.header-inner { display: flex; align-items: center; justify-content: space-between; height: 72px; gap: 32px; }
.site-brand { display: inline-flex; align-items: center; color: var(--fg); }
.site-brand .bvf-logo { height: 40px; width: auto; color: var(--fg); }
.site-brand .bvf-logo text:first-of-type { fill: var(--fg); }

.site-nav { flex: 1; display: flex; justify-content: center; }
.nav-menu { display: flex; gap: 36px; margin: 0; padding: 0; list-style: none; }
.nav-item { position: relative; }
.nav-link {
	display: inline-flex; align-items: center; gap: 6px;
	font-size: .78rem; font-weight: 500; letter-spacing: .18em; text-transform: uppercase;
	color: var(--fg); padding: 24px 0; cursor: pointer;
}
.nav-link:hover, .is-current > .nav-link { color: var(--primary); }
.nav-item .caret { font-size: .65rem; transition: transform .2s ease; }
.has-dropdown:hover .caret { transform: rotate(180deg); }
.nav-submenu {
	position: absolute; top: 100%; left: 50%; transform: translate(-50%, 8px);
	background: var(--bg-elev); border: 1px solid var(--border);
	min-width: 260px; padding: 12px 0; margin: 0; list-style: none;
	opacity: 0; visibility: hidden; transition: all .25s ease;
	box-shadow: 0 24px 48px rgba(0,0,0,.5);
}
.has-dropdown:hover .nav-submenu,
.has-dropdown:focus-within .nav-submenu { opacity: 1; visibility: visible; transform: translate(-50%, 0); }
.nav-submenu .nav-link { display: block; padding: 12px 22px; letter-spacing: .14em; }
.nav-submenu .nav-link:hover { background: rgba(201,169,110,.06); color: var(--primary); }

.header-cta { margin-left: 8px; }
.nav-toggle { display: none; background: none; border: 0; cursor: pointer; padding: 8px; width: 40px; }
.nav-toggle span { display: block; width: 24px; height: 1.5px; background: var(--fg); margin: 5px auto; transition: all .25s ease; }
.nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.mobile-nav { display: none; }
.mobile-nav[hidden] { display: none !important; }
.mobile-nav-inner { padding: 24px 24px 32px; border-top: 1px solid var(--border-soft); }
.mobile-nav .nav-menu { flex-direction: column; gap: 0; align-items: stretch; }
.mobile-nav .nav-menu .nav-link { padding: 16px 0; border-bottom: 1px solid var(--border-soft); justify-content: space-between; }
.mobile-nav .nav-submenu { position: static; opacity: 1; visibility: visible; transform: none; box-shadow: none; border: 0; background: transparent; padding: 0 0 8px 16px; min-width: 0; }
.mobile-nav .nav-submenu .nav-link { padding: 10px 0; font-size: .72rem; }
.mobile-nav .btn-block { margin-top: 24px; }

@media (max-width: 960px) {
	.site-nav, .header-cta { display: none; }
	.nav-toggle { display: block; }
	.mobile-nav { display: block; position: fixed; top: 72px; inset-inline: 0; bottom: 0; background: var(--bg); overflow-y: auto; }
}

.site-main { padding-top: 72px; min-height: 60vh; }

/* ----- Hero ----- */
.hero { position: relative; min-height: 700px; height: 100vh; display: flex; flex-direction: column; justify-content: space-between; overflow: hidden; }
.hero::before {
	content: ""; position: absolute; inset: 0;
	background-image: var(--hero-bg); background-size: cover; background-position: center;
}
.hero-overlay { position: absolute; inset: 0; background: linear-gradient(to top, var(--bg) 0%, rgba(13,13,13,.55) 35%, rgba(13,13,13,.85) 100%); }
.hero-inner { position: relative; z-index: 2; flex: 1; display: flex; flex-direction: column; justify-content: center; padding-top: 80px; max-width: 880px; }
.hero-kicker { font-size: .78rem; margin-bottom: 24px; }
.hero-title { color: var(--fg); font-size: clamp(2.6rem, 6vw, 5rem); margin-bottom: 24px; }
.hero-lead { color: #D0D0D0; font-size: clamp(1rem, 1.5vw, 1.25rem); max-width: 640px; line-height: 1.7; margin-bottom: 24px; }
.hero-locations { color: #777; font-size: .78rem; letter-spacing: .22em; text-transform: uppercase; margin-bottom: 40px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 16px; }
.hero-stats { position: relative; z-index: 2; background: rgba(13,13,13,.95); backdrop-filter: blur(12px); border-top: 1px solid rgba(201,169,110,.2); padding: 28px 0; }
.hero-stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; align-items: center; }
.stat { display: flex; flex-direction: column; align-items: center; text-align: center; gap: 6px; }
.stat-value { font-family: var(--serif); font-size: clamp(1.6rem, 2.5vw, 2.25rem); color: var(--primary); }
.stat .kicker { margin: 0; }
@media (max-width: 760px) {
	.hero { height: auto; padding-bottom: 24px; }
	.hero-stats-grid { grid-template-columns: repeat(2, 1fr); }
}

/* ----- Page hero (interior pages) ----- */
.page-hero { padding: 120px 0 64px; border-bottom: 1px solid var(--border); background: var(--bg); }
.page-hero-inner { max-width: 880px; text-align: center; margin-inline: auto; }

/* ----- Grids ----- */
.grid { display: grid; gap: 24px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 980px) { .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px)  { .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; } }

/* ----- Card ----- */
.card { background: var(--bg); border: 1px solid var(--border); padding: 32px; transition: border-color .3s ease; }
.section--card .card { background: var(--bg); }
.card--tall { display: flex; flex-direction: column; }
.card:hover { border-color: rgba(201,169,110,.4); }
.card-icon { width: 44px; height: 44px; display: inline-flex; align-items: center; justify-content: center; border: 1px solid rgba(201,169,110,.3); background: rgba(201,169,110,.05); color: var(--primary); margin-bottom: 20px; font-size: 1rem; }

/* ----- Split ----- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.split--reverse .split-media { order: 2; }
.split-media img { width: 100%; height: 500px; object-fit: cover; filter: grayscale(15%); transition: filter .7s ease; }
.split-media:hover img { filter: grayscale(0); }
@media (max-width: 880px) { .split { grid-template-columns: 1fr; gap: 32px; } .split-media img { height: 360px; } .split--reverse .split-media { order: 0; } }

/* Lists */
.dot-list { list-style: none; padding: 0; margin: 0 0 24px; }
.dot-list li { display: flex; align-items: center; gap: 12px; padding: 6px 0; }
.dot-list li::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: var(--primary); flex-shrink: 0; }
.list-clean { list-style: none; padding: 0; margin: 0; }
.list-clean li { padding: 4px 0; padding-left: 18px; position: relative; color: #D0D0D0; }
.list-clean li::before { content: "·"; color: var(--primary); position: absolute; left: 0; top: -2px; font-size: 1.4rem; }

/* Links */
.link-underline { display: inline-block; color: var(--primary); border-bottom: 1px solid var(--primary); padding-bottom: 3px; text-transform: uppercase; letter-spacing: .2em; font-size: .78rem; font-weight: 500; }
.link-underline:hover { color: var(--fg); border-color: var(--fg); }
.link-underline--sm { font-size: .68rem; }

/* CTA strip */
.cta-strip { padding: 80px 0; background: var(--bg); border-top: 1px solid var(--border); }
.cta-strip-inner { display: flex; justify-content: space-between; align-items: center; gap: 48px; flex-wrap: wrap; }
.cta-strip-inner h2 { margin: 0; max-width: 640px; }
.cta-strip-actions { display: flex; gap: 16px; flex-wrap: wrap; }

/* ----- Timeline (About) ----- */
.timeline { list-style: none; padding: 0; margin: 0; max-width: 800px; margin-inline: auto; position: relative; }
.timeline::before { content: ""; position: absolute; left: 100px; top: 8px; bottom: 8px; width: 1px; background: var(--border); }
.timeline li { display: grid; grid-template-columns: 100px 1fr; gap: 40px; padding: 24px 0; position: relative; }
.timeline li::before { content: ""; position: absolute; left: 96px; top: 32px; width: 9px; height: 9px; background: var(--primary); border-radius: 50%; }
.timeline .t-year { font-family: var(--serif); color: var(--primary); font-size: 1.4rem; }
@media (max-width: 600px) { .timeline { padding-left: 24px; } .timeline::before { left: 4px; } .timeline li { grid-template-columns: 1fr; gap: 4px; padding-left: 24px; } .timeline li::before { left: 0; top: 32px; } }

/* ----- Team ----- */
.team-stats { padding: 48px 0; border-bottom: 1px solid var(--border); background: var(--bg-elev); }
.team-stats-grid { display: flex; justify-content: center; gap: 64px; flex-wrap: wrap; }
.team-grid { gap: 24px; }
.team-card { display: flex; flex-direction: column; background: #1F1F1F; border: 1px solid rgba(201,169,110,.15); transition: border-color .4s ease; cursor: pointer; text-align: left; }
.team-card:hover, .team-card:focus { border-color: rgba(201,169,110,.45); outline: none; }
.team-photo { position: relative; aspect-ratio: 4/3; background: var(--bg); overflow: hidden; }
.team-photo img { width: 100%; height: 100%; object-fit: cover; transition: transform .7s ease; }
.team-card:hover .team-photo img { transform: scale(1.04); }
.team-body { padding: 24px; display: flex; flex-direction: column; flex: 1; }
.team-body .rule { width: 32px; height: 1px; background: rgba(201,169,110,.6); margin-bottom: 16px; }
.team-name { color: var(--fg); margin-bottom: 4px; font-size: 1.35rem; }
.team-role { font-size: .65rem; margin-bottom: 12px; }
.team-meta { display: flex; justify-content: space-between; align-items: center; font-size: .72rem; padding-bottom: 16px; margin-bottom: 16px; border-bottom: 1px solid rgba(255,255,255,.06); color: var(--muted); }
.team-bio { font-size: .82rem; line-height: 1.65; flex: 1; }

/* Team modal */
.team-modal { position: fixed; inset: 0; z-index: 200; background: rgba(0,0,0,.7); display: flex; align-items: center; justify-content: center; padding: 24px; backdrop-filter: blur(4px); }
.team-modal[hidden] { display: none; }
.team-modal-inner { background: var(--bg-elev); border: 1px solid rgba(201,169,110,.25); max-width: 960px; width: 100%; max-height: 88vh; display: grid; grid-template-columns: 2fr 3fr; overflow: hidden; }
.team-modal-photo { background: var(--bg); }
.team-modal-photo img { width: 100%; height: 100%; object-fit: cover; min-height: 320px; }
.team-modal-body { padding: 40px; overflow-y: auto; }
.team-modal-body h2 { margin-bottom: 8px; }
.team-modal-meta { font-size: .78rem; margin-bottom: 24px; color: var(--muted); }
.team-modal-bio { font-size: .92rem; line-height: 1.75; color: #D0D0D0; margin-bottom: 24px; }
.team-modal-close { position: fixed; top: 24px; right: 24px; width: 44px; height: 44px; border-radius: 50%; background: rgba(0,0,0,.6); border: 1px solid rgba(201,169,110,.4); color: var(--primary); font-size: 1.5rem; cursor: pointer; }
.team-modal-close:hover { background: var(--primary); color: var(--primary-fg); }
.chip-row { display: flex; flex-wrap: wrap; gap: 8px; }
.chip-row span { font-size: .72rem; border: 1px solid rgba(201,169,110,.3); padding: 6px 12px; color: #D0D0D0; background: rgba(255,255,255,.02); }
@media (max-width: 720px) { .team-modal-inner { grid-template-columns: 1fr; max-height: 92vh; } .team-modal-body { padding: 24px; } }

/* ----- Trust page ----- */
.protections .protection-row { display: flex; gap: 16px; padding: 16px 0; border-bottom: 1px solid rgba(255,255,255,.06); }
.protection-tick { flex-shrink: 0; width: 22px; height: 22px; border-radius: 50%; border: 1px solid rgba(201,169,110,.5); background: rgba(201,169,110,.1); color: var(--primary); font-size: .68rem; display: inline-flex; align-items: center; justify-content: center; margin-top: 4px; }
.reg-card { padding: 48px; border: 1px solid var(--border); background: var(--bg); }
.reg-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 28px 48px; margin: 24px 0 32px; font-family: ui-monospace, "SF Mono", Menlo, monospace; font-size: .86rem; }
.reg-grid > div dt { color: var(--muted); font-size: .68rem; letter-spacing: .18em; text-transform: uppercase; margin-bottom: 6px; font-family: var(--sans); }
.reg-grid > div dd { margin: 0; color: var(--fg); }
.reg-footnote { border-top: 1px solid var(--border); padding-top: 24px; font-size: .86rem; }
@media (max-width: 640px) { .reg-grid { grid-template-columns: 1fr; gap: 20px; } .reg-card { padding: 28px; } }

.infra-grid { display: grid; grid-template-columns: 2fr 1fr; grid-template-rows: 1fr 1fr; gap: 16px; height: 600px; }
.infra-tile { margin: 0; position: relative; overflow: hidden; }
.infra-tile--lg { grid-row: 1 / 3; }
.infra-tile img { width: 100%; height: 100%; object-fit: cover; transition: transform 1s ease; }
.infra-tile:hover img { transform: scale(1.05); }
.infra-tile figcaption { position: absolute; bottom: 16px; left: 16px; background: rgba(0,0,0,.55); backdrop-filter: blur(6px); color: #fff; padding: 6px 12px; font-size: .68rem; letter-spacing: .2em; text-transform: uppercase; font-weight: 600; }
@media (max-width: 760px) { .infra-grid { grid-template-columns: 1fr; height: auto; } .infra-tile { height: 240px; } .infra-tile--lg { grid-row: auto; height: 320px; } }

/* ----- Calculator ----- */
.calc-form { background: var(--bg); border: 1px solid var(--border); padding: 40px; margin-bottom: 32px; }
.calc-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 40px; }
.calc-label { color: var(--muted); font-size: .72rem; letter-spacing: .2em; text-transform: uppercase; margin-bottom: 8px; display: block; }
.calc-output { font-family: var(--serif); font-size: 2rem; color: var(--primary); display: block; margin-bottom: 16px; }
.calc-range-labels { display: flex; justify-content: space-between; margin-top: 8px; font-size: .72rem; color: var(--muted); }
input[type="range"] { -webkit-appearance: none; appearance: none; width: 100%; background: transparent; cursor: pointer; }
input[type="range"]::-webkit-slider-runnable-track { height: 2px; background: var(--border); }
input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; appearance: none; width: 20px; height: 20px; background: var(--primary); border: 3px solid var(--bg); border-radius: 50%; margin-top: -9px; box-shadow: 0 0 0 1px var(--primary); }
input[type="range"]::-moz-range-track { height: 2px; background: var(--border); }
input[type="range"]::-moz-range-thumb { width: 20px; height: 20px; background: var(--primary); border: 3px solid var(--bg); border-radius: 50%; }
@media (max-width: 800px) { .calc-grid { grid-template-columns: 1fr; gap: 28px; } .calc-form { padding: 24px; } }

.calc-summary { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-bottom: 32px; }
.calc-card { background: var(--bg); border: 1px solid var(--border); padding: 24px; }
.calc-card--accent { border-color: var(--primary); background: rgba(201,169,110,.06); }
.calc-card .kicker { margin-bottom: 8px; }
.calc-card-value { font-family: var(--serif); font-size: 1.6rem; color: var(--fg); display: block; }
.calc-card--accent .calc-card-value { color: var(--primary); }
@media (max-width: 760px) { .calc-summary { grid-template-columns: repeat(2, 1fr); } }

.calc-chart { background: var(--bg); border: 1px solid var(--border); padding: 24px; margin-bottom: 32px; }
.calc-chart-svg { width: 100%; height: 220px; display: block; }
.calc-table-wrap { overflow-x: auto; margin-bottom: 24px; border: 1px solid var(--border); }
.calc-table { width: 100%; border-collapse: collapse; }
.calc-table th, .calc-table td { padding: 16px 20px; text-align: left; border-bottom: 1px solid var(--border); }
.calc-table th { background: var(--bg); color: var(--muted); font-size: .68rem; letter-spacing: .2em; text-transform: uppercase; font-weight: 600; }
.calc-table tbody tr:last-child td { border-bottom: 0; }
.calc-disclaimer { font-size: .82rem; color: var(--muted); padding: 16px; background: var(--bg); border-left: 2px solid var(--primary); }
.calc-disclaimer a { color: var(--primary); }

/* ----- Forms ----- */
.bvf-form { background: var(--bg); border: 1px solid var(--border); padding: 40px; }
.bvf-form--onboarding { max-width: 920px; margin: 0 auto; }
.form-step { border: 0; padding: 0 0 32px; margin: 0 0 32px; border-bottom: 1px solid var(--border); }
.form-step:last-of-type { border-bottom: 0; padding-bottom: 0; margin-bottom: 24px; }
.form-step legend { font-family: var(--serif); font-size: 1.4rem; color: var(--fg); padding: 0; margin-bottom: 24px; display: flex; align-items: center; gap: 16px; }
.step-num { display: inline-flex; width: 36px; height: 36px; border-radius: 50%; background: rgba(201,169,110,.1); border: 1px solid rgba(201,169,110,.4); color: var(--primary); align-items: center; justify-content: center; font-family: var(--sans); font-size: .9rem; font-weight: 600; }
.step-opt { font-size: .72rem; color: var(--muted); letter-spacing: .18em; text-transform: uppercase; font-family: var(--sans); }

.form-row { display: grid; gap: 16px; margin-bottom: 16px; }
.form-row-2 { grid-template-columns: repeat(2, 1fr); }
@media (max-width: 640px) { .form-row-2 { grid-template-columns: 1fr; } }
.form-field { display: block; margin-bottom: 16px; }
.form-label { display: block; color: var(--muted); font-size: .72rem; letter-spacing: .18em; text-transform: uppercase; margin-bottom: 8px; font-weight: 500; }
.form-input {
	width: 100%; background: var(--bg); border: 1px solid var(--border); color: var(--fg);
	padding: 12px 14px; font-family: var(--sans); font-size: .92rem; font-weight: 400;
	transition: border-color .2s ease;
}
.form-input:focus { outline: none; border-color: var(--primary); }
textarea.form-input { resize: vertical; min-height: 96px; }
.form-help { display: block; font-size: .72rem; margin-top: 6px; color: var(--muted); }
.form-fineprint { margin-top: 24px; font-size: .78rem; }
.checkbox-line { display: flex; gap: 12px; align-items: flex-start; cursor: pointer; }
.checkbox-line input { margin-top: 4px; accent-color: var(--primary); width: 18px; height: 18px; flex-shrink: 0; }

/* Radio cards */
.radio-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
@media (max-width: 720px) { .radio-cards { grid-template-columns: 1fr; } }
.radio-card { display: block; padding: 24px; border: 1px solid var(--border); background: var(--bg); cursor: pointer; transition: all .2s ease; }
.radio-card:has(input:checked) { border-color: var(--primary); background: rgba(201,169,110,.06); }
.radio-card input { position: absolute; opacity: 0; pointer-events: none; }
.radio-card-title { display: block; font-family: var(--serif); font-size: 1.2rem; color: var(--fg); margin-bottom: 8px; }
.radio-card:has(input:checked) .radio-card-title { color: var(--primary); }
.radio-card-desc { font-size: .82rem; }

/* Alerts */
.alert { padding: 16px 20px; margin-bottom: 24px; border: 1px solid; font-size: .92rem; }
.alert-success { border-color: var(--primary); background: rgba(201,169,110,.06); color: var(--primary); }
.alert-error { border-color: #B85C5C; background: rgba(184,92,92,.08); color: #E6A0A0; }

/* ----- Contact ----- */
.contact-grid { display: grid; grid-template-columns: 2fr 1fr; gap: 48px; }
.contact-block { padding: 24px 0; border-bottom: 1px solid var(--border); }
.contact-block:first-child { padding-top: 0; }
.contact-block:last-child { border-bottom: 0; }
.contact-block a { color: var(--primary); }
@media (max-width: 880px) { .contact-grid { grid-template-columns: 1fr; } }

/* ----- Welcome ----- */
.welcome-hero { padding: 140px 0 96px; }
.welcome-mark { font-size: 2.5rem; color: var(--primary); margin-bottom: 16px; }
.welcome-ref { margin: 32px 0; }
.welcome-ref code { display: inline-block; background: var(--card); border: 1px solid var(--border); padding: 8px 16px; color: var(--primary); font-family: ui-monospace, monospace; letter-spacing: .12em; }
.welcome-steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin: 48px 0; text-align: left; }
.welcome-step { display: flex; gap: 16px; padding: 24px; background: var(--card); border: 1px solid var(--border); }
.welcome-step-num { flex-shrink: 0; width: 36px; height: 36px; border-radius: 50%; border: 1px solid var(--primary); background: rgba(201,169,110,.06); color: var(--primary); display: inline-flex; align-items: center; justify-content: center; font-family: var(--serif); }
.welcome-actions { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }
@media (max-width: 760px) { .welcome-steps { grid-template-columns: 1fr; } }

/* ----- Footer ----- */
.site-footer { background: var(--bg-elev); border-top: 1px solid var(--border); padding: 80px 0 32px; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 48px; margin-bottom: 48px; }
.footer-col--brand .site-brand--footer { display: inline-block; margin-bottom: 20px; color: var(--fg); }
.footer-col--brand .site-brand--footer .bvf-logo { height: 44px; }
.footer-tag { color: var(--muted); font-size: .88rem; line-height: 1.7; max-width: 360px; margin-bottom: 16px; }
.footer-lei { font-size: .8rem; color: var(--muted); font-family: ui-monospace, monospace; }
.footer-lei a { color: var(--primary); }
.footer-heading { font-family: var(--sans); font-size: .72rem; letter-spacing: .22em; text-transform: uppercase; color: var(--primary); margin: 0 0 16px; font-weight: 600; }
.footer-heading--sub { margin-top: 24px; }
.footer-links { list-style: none; padding: 0; margin: 0; }
.footer-links li { padding: 4px 0; color: var(--muted); font-size: .92rem; }
.footer-links a { color: var(--muted); }
.footer-links a:hover { color: var(--primary); }
.footer-address { font-style: normal; color: var(--muted); font-size: .88rem; line-height: 1.7; }
.footer-small { font-size: .8rem; }
.footer-base { border-top: 1px solid var(--border); padding-top: 24px; display: flex; flex-direction: column; gap: 12px; font-size: .82rem; color: var(--muted); }
@media (max-width: 880px) { .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; } }
@media (max-width: 560px) { .footer-grid { grid-template-columns: 1fr; } }

/* ----- Bond Recommendations ----- */
.section--bonds { background: linear-gradient(180deg, var(--bg) 0%, var(--bg-elev) 100%); }
.bonds-intro { text-align: center; max-width: 780px; margin: 0 auto 48px; }
.bonds-intro .lead { margin-top: 12px; }
.bonds-tier-badge { display: inline-flex; align-items: center; gap: 12px; margin-top: 24px; padding: 12px 24px; border: 1px solid var(--primary); background: rgba(201,169,110,.06); border-radius: 999px; }
.bonds-tier-label { font-size: .72rem; letter-spacing: .22em; text-transform: uppercase; color: var(--primary); }
.bonds-tier-badge strong { font-family: var(--serif); font-size: 1rem; color: var(--fg); font-weight: 500; }

.bonds-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-bottom: 40px; }
@media (max-width: 980px) { .bonds-grid { grid-template-columns: 1fr; } }

.bond-card { background: var(--card); border: 1px solid var(--border); padding: 28px; display: flex; flex-direction: column; gap: 20px; position: relative; transition: border-color .25s, transform .25s; }
.bond-card:hover { border-color: var(--primary); transform: translateY(-2px); }
.bond-card-head { display: flex; gap: 16px; align-items: flex-start; }
.bond-card-id { flex: 1; min-width: 0; }
.bond-issuer { font-family: var(--serif); font-size: 1.15rem; margin: 0 0 4px; line-height: 1.3; }
.bond-country { font-size: .82rem; }

.bond-logo { flex-shrink: 0; width: 54px; height: 54px; border-radius: 8px; background: #FFF; display: inline-flex; align-items: center; justify-content: center; overflow: hidden; position: relative; border: 1px solid var(--border); }
.bond-logo img { max-width: 80%; max-height: 80%; object-fit: contain; position: relative; z-index: 2; }
.bond-logo-mono { position: absolute; inset: 0; display: flex; align-items: center; justify-content: center; font-family: var(--serif); font-weight: 600; font-size: 1.05rem; color: #FFF; background: var(--brand, var(--primary)); z-index: 1; letter-spacing: .02em; }
.bond-logo--mono .bond-logo-mono { z-index: 3; }
.bond-logo--lg { width: 72px; height: 72px; }
.bond-logo--lg .bond-logo-mono { font-size: 1.4rem; }

.bond-coupon { display: flex; align-items: baseline; gap: 12px; padding: 16px 0; border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
.bond-coupon-value { font-family: var(--serif); font-size: 2.1rem; color: var(--primary); line-height: 1; font-weight: 500; }
.bond-coupon-meta { font-size: .82rem; color: var(--muted); }

.bond-meta { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin: 0; }
.bond-meta dt { font-size: .68rem; letter-spacing: .18em; text-transform: uppercase; color: var(--muted); margin-bottom: 4px; }
.bond-meta dd { margin: 0; font-size: .88rem; color: var(--fg); }
.bond-meta .mono { font-family: ui-monospace, monospace; font-size: .8rem; }

.bond-blurb { margin: 0; font-size: .9rem; color: var(--muted); line-height: 1.6; }

.bond-projection { padding: 16px; background: rgba(201,169,110,.05); border: 1px solid rgba(201,169,110,.2); border-radius: 4px; }
.bond-projection-label { display: block; font-size: .72rem; letter-spacing: .14em; text-transform: uppercase; color: var(--primary); margin-bottom: 12px; }
.bond-projection-rows { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.bond-projection-rows > div { display: flex; flex-direction: column; gap: 4px; }
.bond-projection-rows .muted { font-size: .72rem; }
.bond-projection-rows strong { font-family: var(--serif); font-size: 1.02rem; color: var(--fg); }

.bond-actions { display: grid; gap: 8px; margin-top: auto; }
.btn-block { display: block; text-align: center; width: 100%; }
.btn-ghost { background: transparent; color: var(--fg); border: 1px solid var(--border); padding: 12px 20px; cursor: pointer; font-family: var(--sans); font-size: .82rem; letter-spacing: .14em; text-transform: uppercase; transition: border-color .25s, color .25s; }
.btn-ghost:hover { border-color: var(--primary); color: var(--primary); }

.bonds-confidence { text-align: center; max-width: 760px; margin: 40px auto 0; font-size: .85rem; line-height: 1.7; }

/* ----- Bond modal ----- */
.bond-modal { position: fixed; inset: 0; z-index: 200; }
.bond-modal[hidden] { display: none; }
.bond-modal-backdrop { position: absolute; inset: 0; background: rgba(13,13,13,.78); backdrop-filter: blur(4px); }
.bond-modal-panel { position: relative; max-width: 720px; margin: 5vh auto; max-height: 90vh; overflow-y: auto; background: var(--bg-elev); border: 1px solid var(--border); padding: 40px; z-index: 1; }
.bond-modal-close { position: absolute; top: 16px; right: 16px; background: transparent; border: none; color: var(--muted); font-size: 1.8rem; cursor: pointer; line-height: 1; padding: 4px 12px; }
.bond-modal-close:hover { color: var(--primary); }
.bond-modal-head { display: flex; gap: 20px; align-items: center; margin-bottom: 24px; }
.bond-modal-head h3 { margin: 0; }
.bond-modal-meta { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; padding: 20px 0; border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); margin: 0 0 20px; }
.bond-modal-meta dt { font-size: .68rem; letter-spacing: .18em; text-transform: uppercase; color: var(--muted); margin-bottom: 4px; }
.bond-modal-meta dd { margin: 0; font-size: .9rem; }
.bond-modal-meta .mono { font-family: ui-monospace, monospace; font-size: .82rem; }
.bond-modal-projection { margin: 24px 0; padding: 20px; background: rgba(201,169,110,.04); border: 1px solid rgba(201,169,110,.18); }
.bond-modal-projection .kicker { margin-bottom: 16px; display: block; }
.bond-modal-rows { display: flex; flex-direction: column; gap: 10px; }
.bond-modal-row { display: grid; grid-template-columns: 70px 1fr 120px; align-items: center; gap: 16px; font-size: .88rem; }
.bond-modal-row-year { color: var(--muted); }
.bond-modal-row-bar { height: 8px; background: rgba(201,169,110,.12); border-radius: 2px; overflow: hidden; }
.bond-modal-row-bar > span { display: block; height: 100%; background: var(--primary); }
.bond-modal-row-val { text-align: right; font-family: var(--serif); color: var(--fg); }
.bond-info-form { margin-top: 24px; padding-top: 24px; border-top: 1px solid var(--border); }
.bond-info-form .kicker { display: block; margin-bottom: 16px; }
.bond-modal-actions { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 16px; }
.bond-modal-actions .btn { flex: 1; min-width: 200px; text-align: center; }
@media (max-width: 720px) {
	.bond-modal-panel { margin: 0; max-height: 100vh; padding: 24px; }
	.bond-modal-meta { grid-template-columns: 1fr 1fr; }
	.bond-modal-row { grid-template-columns: 56px 1fr 90px; gap: 8px; font-size: .82rem; }
}

/* Become-a-client bond banner */
.bond-prefill { padding: 16px 20px; border: 1px solid var(--primary); background: rgba(201,169,110,.06); margin-bottom: 24px; display: flex; gap: 12px; align-items: center; font-size: .9rem; }
.bond-prefill strong { color: var(--primary); font-family: var(--serif); }

/* Success alert variant */
.alert-success { padding: 16px 20px; border: 1px solid #4A7C59; background: rgba(74,124,89,.08); color: #B8D5BF; margin-bottom: 24px; }

/* --- Bond urgency strip (added v2.1.1) --- */
.bonds-urgency {
  margin: 32px auto 16px;
  max-width: 980px;
  padding: 18px 24px;
  border: 1px solid var(--primary, #C9A96E);
  background: linear-gradient(180deg, rgba(201,169,110,.10) 0%, rgba(201,169,110,.04) 100%);
  display: flex;
  align-items: flex-start;
  gap: 14px;
  font-size: .92rem;
  line-height: 1.6;
  color: var(--fg, #F5F5F2);
}
.bonds-urgency strong { color: var(--primary, #C9A96E); letter-spacing: .02em; }
.bonds-urgency-dot {
  flex: 0 0 10px;
  width: 10px; height: 10px;
  margin-top: 7px;
  border-radius: 50%;
  background: var(--primary, #C9A96E);
  box-shadow: 0 0 0 0 rgba(201,169,110,.8);
  animation: bvf-pulse 1.8s infinite;
}
@keyframes bvf-pulse {
  0%   { box-shadow: 0 0 0 0   rgba(201,169,110,.7); }
  70%  { box-shadow: 0 0 0 12px rgba(201,169,110,0); }
  100% { box-shadow: 0 0 0 0   rgba(201,169,110,0); }
}